Everyone in the world has something in common: money. Whether it’s their lack of money, or the insurmountable success with money, everyone’s lives are changed and affected by money. Without money, there is nothing. There is no food. There is no shelter. There is no water, electricity, or internet. There are no video games or shopping malls.
What are the Best Finance Books to read?
In many ways, everyone needs money. But it doesn’t lead to happiness. Have a good life, enjoying the simple pleasure, and being secure is what makes happiness. By properly managing money, people can achieve this. How does one manage their money though? Even the richest people in the world have struggled, or still do struggle, with money. The world does not have to live like that. The financial books below will help anyone and everyone manage their money the right way. With financial freedom comes success, and success can lead to happiness.
Best Finance Books: Our Top 20 Picks
Here are some of the best finance books that you can consider to expand your knowledge on the subject:
1. Rich Dad Poor Dad: What the Rich Teach Their Kids About Money – That the Poor and Middle Class Do Not!
Finance is a relatively important topic all over the world. Different class levels have advantages or setbacks based on how much money they make. Sometimes money even affects personality, and how children are raised. Rich Dad Poor Dad: What the Rich Teach Their Kids About Money– That the Poor and Middle Class Do Not! By Robert T. Kiyosaki discusses what a rich parent will teach their child about money, as opposed to the poor parent. Kiyosaki explores the way millions of people think about money, and teaches them to approach it from another perspective. Kiyosaki debunks the myth that one needs a high income to become rich and successful. But he also discusses how parents need to teach their kids about money, because the school system will not do it. He wants every kid to have a leg up on the financial market, not just the rich kids.
- Authors: Robert T. Kiyosaki (Author)
- Publisher: Plata Publishing; Second Edition (April 11, 2017)
- Pages: 336 pages
2. The Total Money Maker: A Proven Plan for Financial Fitness
The Total Money Maker: A Proven Plan for Financial Fitness by Dave Ramsey helps readers take control of their own money. In this book, Ramsey compares finances to an exercise routine. No one wants “flabby expenses in a well-toned budget.” This is essentially a total diet makeover, but instead of losing weight, readers gain money and financial success. By designing his book like a fitness plan, Ramsey draws readers in and gets them thinking about finances in an exciting way. He implements this program by making his own financial plan in place of a fitness plan, and by debunking financial myths. Fitness gurus and accountants alike will enjoy what this book has to offer.
- Authors: Dave Ramsey (Author)
- Publisher: Thomas Nelson; 1st Edition (September 17, 2013)
- Pages: 272 pages
3. The Compound Effect
With financial success comes personal success. Too many people focus on earning money, instead of building a career and thriving in it. The Compound Effect by Darren Hardy helps readers do a number of things. Hardy wants to help them jumpstart their income, yes, but he also wants them to jumpstart their life and success. This book has financial elements, but it’s more of a guide to succeeding at life. Some of the topics in this book are: winning in every aspect of life, ending bad habits, installing key disciplines, gaining motivation, and becoming the ultimate superachiever. This book helps every reader find their own path that works for them.
- Authors: Darren Hardy (Author)
- Publisher: Hachette Go; Anniversary Edition (September 15, 2020)
- Pages: 208 pages
4. I Will Teach You to Be Rich
I Will Teach You to Be Rich by Rami Sethi is a book that will teach readers to “earn more, save more, and live a rich life.” This book covers every element of finances and debt. Sethi will teach readers to: pay off their student loans faster and end their debt, set up high interest bank accounts with no fees, talk their way out of lates fees, implement investment strategies, save hundreds or thousands each month, and get a big raise at work. This book teaches readers how to properly finance their money, but also how to talk themselves into more money. Sethi helps readers talk to their bosses, banks, and investors. He gives them insights on money, psychology, and shares other stories in which readers can relate to, and mimic. This book has everything anyone needs to live comfortably with what they have, and possibly grow their wealth in a big way.
- Authors: Ramit Sethi (Author)
- Publisher: Workman Publishing Company; Revised Edition (May 14, 2019)
- Pages: 352 pages
5. The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free life
Money certainly doesn’t buy happiness, but it does lead to a more successful, stress free one. The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life by JL Collins discusses how anyone and everyone can become wealthy, they just have to take the right steps. This book follows a simple path for obtaining, and keeping wealth. Through this book’s journey, readers will learn how to avoid debt, how to properly invest in something meaningful, how to avoid being conned, and many other financial lessons. This book is unique in the fact that it didn’t start as a book; it started as a series of letters to Collins’s daughter. In these letters, Collins often discusses money and the stress that comes with it. After receiving some wise feedback from his daughter, in which she said, “But Dad, I know money is important. I just don’t want to spend my life thinking about it.” This book takes readers through a more personal journey that will make them want to be better with their own money, and stop focusing so much energy on it.
- Authors: J L Collins (Author), Mr. Money Mustache (Foreword)
- Publisher: CreateSpace Independent Publishing Platform; 1st Edition (June 18, 2016)
- Pages: 286 pages
6. How to Manage Your Money When You Don’t Have Any
How-to finance books seem redundant when the reader doesn’t have any money to begin with. How to Manage Your Money When You Don’t Have Any by Erik Wecks addresses this concern. How does one manage their non-existent money? This book does not give anyone money. It doesn’t help people receive a huge surge of wealth. What it does do is teach readers financial stability. Wecks is a financial expert, so all of the information in this book is well-researched and comes from a place of truth, not judgement. Readers who have little cash will be pleased with this book because it was written for them. They will learn how to manage what little money they have, and make it last.
- Authors: Mr Erik Wecks (Author)
- Publisher: CreateSpace Independent Publishing Platform (June 7, 2012)
- Pages: 190 pages
7. Money Honey: A Simple 7-Step Guide For Getting Your Financial $hit Together
The best step to figuring out one’s money problems is admitting them. If someone isn’t good with money, they need to admit to themselves, and then seek help. Money Honey: A Simple 7- Step Guide for Getting Your Financial $hit Together by Rachel Richards is a no nonsense book that helps readers fix their money problems in the bluntest way possible. Richards approaches their book with humor, sass, and a straight-forward attitude. Richards helps her readers double their income, consolidate their student loans, lower their interest rates, and more. Readers can expect to become more financially stable with the help of this book. This book is easy to understand and follow. This is a wonderful introduction to finances that won’t accept excuses. Buckle down, and get a financial plan set up with this book.
- Authors: Rachel Richards (Author), Paula Pant (Foreword)
- Publisher: CreateSpace Independent Publishing Platform (September 9, 2017)
- Pages: 196 pages
8. Why Didn’t They Teach Me This in School?: 99 Personal Money Management Principles to Live By
A common complaint around the world in finances is, “why didn’t they teach me this in school?” Very few schools teach their students about accounting, finances, and taxes. Why Didn’t They Teach Me This in School?: 99 Money Management Principles to Live By by Carl Siegel does the teaching for schools. The 99 principles in this book are basic concepts that should be taught in school, but aren’t. Those who wish they had learned about finances in school should consult this book. It is not too difficult to read, and it truly does teach financial management. This book is particularly great for high school students, college students, and young adults. They are entering the workforce for the first time. This book will help them understand what their financial future holds, and how to control it.
- Authors: Cary Siegel (Author)
- Publisher: CreateSpace Independent Publishing Platform; 2.4.2013 Edition (March 6, 2013)
- Pages: 188 pages
9. The No-Spend Challenge Guide: How to Stop Spending Money Impulsively, Pay off Debt Fast, & Make Your Finances Fit Your Dreams
Saving money instead of spending it seems easy enough, right? Unfortunately, that’s not so easy. No matter how much money one makes, they’re likely to be stressed about money. With more money comes more responsibility, and often more spending. The No-Spend Challenge Guide: How to Stop Spending Money Impulsively, Pay Off Debt Fast, And Make Your Finances Fit Your Dreams by Jen Smith explores the financial concepts of budgeting and money management. In this guide, readers will truly learn how to not spend their money, and pay off their debt quickly. Smith speaks from a place of personal experience. She used to not be able to stick to a budget, but eventually buckled down, and paid off her $78,000 debt in two years. Her story will inspire readers to do the same. She did it, so she wants to help others do the same.
- Authors: Jen Smith (Author)
- Publisher: CreateSpace Independent Publishing Platform (November 8, 2017)
- Pages: 89 pages
10. How to Make Your Money Last: The Indispensable Retirement Guide
An important aspect of finances that is discussed enough is retirement. The age of retirement is 65, but it seems every year fewer and fewer people are actually retiring. This is perhaps because they want to keep working, or because they don’t have enough money to retire. How to Make Your Money Last: The Indispensable Retirement Guide by Jane Bryant Quinn is the ultimate guide to retiring when one wants to, not when one is able to. Bryant details all the procedures for making the most of those retirement checks. She discusses how to get a higher income from each person’s assets in social security, what to do with home equity, how to invest money in retirement accounts, and more. Retiring at 65 is something that everyone who wants to do, should do. With this book, anyone can make that happen.
- Authors: Jane Bryant Quinn (Author)
- Publisher: Simon & Schuster; Revised Edition (January 5, 2016)
- Pages: 409 pages
11. The Wealthy Gardener: Life Lessons on Prosperity between Father and Son
The Wealthy Gardner: Life Lessons on Prosperity between Father and Son by John Soforic a series of stories about wisdom and entrepreneurship, especially within the personal relationship of father and son. The stories are fictional with important life lessons in them. These stories will capture the attention of readers, but also teach them to better live life independently and successfully. The book stresses the importance of money. However, it also explains why money isn’t everything, especially when one has family. This is a wonderful personal finance book that is very important, especially in today’s economy. This book combines fiction and non-fiction to bring a new light to finance, success, and life.
- Authors: John Soforic (Author)
- Publisher: EGH Publishing (October 1, 2018)
- Pages: 431 pages
12. Financial Freedom with Real Estate Investing: The Blueprint To Quitting Your Job With Real Estate – Even Without Experience Or Cash
Real Estate is becoming a bigger and stronger market. There is money to be made in real estate, but how should one invest in it? Financial Freedom with Real Estate Investing: The Blueprint to Quitting Your Job with Real Estate– Even Without Experience or Cash by Michael Blank is the ultimate guide to helping readers invest in real estate without lost money. Anyone can invest in real estate, they just need to know how. In this book, Blank teaches readers how to: raise enough money to get their first real estate deal, how to get bigger offers, how to make the quickest offers (as quick as 10 minutes), and how to find the best deals. With this help of this book, readers can become successful real estate investors in no time.
- Authors: Michael Blank (Author)
- Publisher: CreateSpace Independent Publishing Platform (July 16, 2018)
- Pages: 257 pages
13. The Alchemy of Finance
Believe it or not, there are people who like finance and money so much, they make a career out of it. Some people become accountants, others become bankers. The Alchemy of Finance by George Soros is a book designed for those people. There is such great financial content in this book. There is a section dedicated to financial solutions. This chapter is an accountant’s dream. Another section includes Soros’s own investment strategies and advice. In addition to all this great content, there is a foreword by a former chairman of the federal reserve, Paul Volcker. While those who don’t know a lot of money may enjoy this book, it is best suited for financial experts who want to learn more. The book has expert opinions, and a lot of new information in the financial world.
- Authors: George Soros (Author), Paul A. Volcker (Foreword)
- Publisher: Wiley; 2007 or Later Printingth Edition (June 15, 2015)
- Pages: 391 pages
14. Get a Financial Life: Personal Finance in Your Twenties and Thirties
People always say your 20’s are for “figuring it out,” right? Well, that applies to money, as well. And why limit it to the 20’s? Even requiring 30 somethings to have “it” figured out is a reach. Everyone needs a little help, especially with finance. Get a Financial Life: Personal Finance in Your Twenties and Thirties by Beth Kobliner is a book that helps young adults manage their finances, and get their lives in order. Kobliner has a very kind, down-to-earth way of speaking that will resonate with young adults. She didn’t write this book to lecture young adults; she wrote it to inspire, and help them out. The book tackles many subjects, like decreasing debt and increasing credit scores. It has even been called the “financial bible.” This book can help all kinds of readers get their financial lives on track.
- Authors: Beth Kobliner (Author)
- Publisher: Simon & Schuster; Reissue Edition (March 21, 2017)
- Pages: 352 pages
15. The Smartest Retirement Book You’ll Ever Read: Achieve Your Retirement Dreams–in Any Economy
The Smartest Retirement Book You’ll Ever Read: Achieve Your Retirement Dreams– in Any Economy by Daniel R Solin is a great book for understanding how to make the most of retirement. This book helps readers avoid scams, make sure their money lasts longer, avoid common retirement mistakes, and more. Readers will easily read this book because the sections are split into shorter sections. It is easy to follow along with this book. Managing money is simple with the help of the advice in this book. Whether readers are 23 or 59, there is something to gain from this book. It is never too early or too late to plan for retirement, and make the most of their future.
- Authors: Daniel R. Solin (Author)
- Publisher: A Perigee Book (July 27, 2010)
- Pages: 255 pages
16. Finance 101 for Kids: Money Lessons Children Cannot Afford to Miss
Finances and earning an income is the last thing on a child’s mind. They’re more invested in playing video games than making an investment. Although children shouldn’t be too worried about money, they should know the simple logistics about it. Finance 101 for Kids: Money Lessons Children Cannot Afford to Miss by Walter Andal is the perfect book for teaching kids about money. The lessons in this book are simple and easy to follow. They are not too overwhelming, but they still give kids a general idea on how money works, and how they can make the most of the money they get for their birthday. Some of the lessons kids will learn from this book are: how to earn and make money, how money started, saving and investing, what the stock market is, what currency is, and so much more. This is a great beginner course for understanding money.
- Authors: Walter Andal (Author)
- Publisher: Mill City Press, Inc. (April 12, 2016)
- Pages: 114 pages
17. The Infographic Guide to Personal Finance: A Visual Reference for Everything You Need to Know
The Infographic Guide to Personal Finance: A Visual Reference for Everything You Need to Know by Michele Cagan and Elisabeth Lariverie focuses on each individual’s personal finance goals, and needs. The intent of this book is to help every reader get their finances “in shape!” The authors of this book will guide readers through a step by step plan to figure out their finances, and save money instead of lose it. This book will help readers: choose their bank, stop spending money on unessentials, do their taxes, build an emergency fund, and so much more. Each topic is discussed with lots of details and research. Cagan and Lariverie will answer all the most pressing financial questions. This is a great book for people with all levels of knowledge on finance, but it is particularly great for young adults who are just getting started in the world of finance.
- Authors: Michele Cagan CPA (Author), Elisabeth Lariviere (Author)
- Publisher: Adams Media (December 5, 2017)
- Pages: 128 pages
18. 21 Things You Need to Know About Money: How to Get It, Keep it, and Grow It
Money is something everyone wants, and unfortunately needs. 21 Things You Need to Know About Money: How to Get it, Keep it, and Grow it by Adam Olson is a great introduction to managing money. Like the book says, there are 21 things everyone needs to know about money. Olson discusses these 21 things, and explains how readers can implement them in their lives. These basic concepts are ideas that should be taught in school. Those entering the workforce for the first time should consult this book to prevent future financial disasters. Overall, this book is an easy read, and a great guide to understanding money and finances. This is especially true for those who have not learned about finances prior to reading this book.
- Authors: Adam Olson (Author)
- Publisher: Cocoon to Wings Publishing (May 13, 2019)
- Pages: 126 pages
19. Preparing for Retirement 2018: A Comprehensive Guide to Financial Planning
Preparing for Retirement 2018: A Comprehensive Guide to Financial Planning by Ryan Glover is an up to date financial planning book that offers great information on retirement. Even though this is the most recent edition, this book has another updated version that Glover intends to release in 2020. In this book, Glover will teach readers many financial techniques to boost their retirement. He will teach readers to: identify risks in their retirement plan, find quality investments, reduce their taxes, make the most of their insurance, and manage their estate planning. This is a short read, but one that is worth every page. It is simple, easy to follow, and great for those worrying about retirement.
- Authors: Ryan Glover CFP (Author), Walter Hinson CFP (Editor)
- Publisher: CreateSpace Independent Publishing Platform; 2018 Edition (February 10, 2018)
- Pages: 176 pages
Choosing the Best Finance Books
Finances, although stressful, are part of life. They make each individual the person that they are. Money makes the world go round. That is an unfortunate fact, but it’s true. By learning about money and how to properly manage it, readers get a leg up on the chaos of the world. These are just a few of many books that will help people gain financial independence, and achieve success.